Revision in Interest Rates on Retail Domestic Term Deposits (Below Rs. 3 crore) at State Bank of India : (Rates in
% p.a)
| Tenors (Period) | Existing Rates for Public w.e.f. 15/06/2025 |
Revised Rates for Public w.e.f.15/07/2025 |
Existing Rates for Senior Citizen w.e.f. 15/06/2025 |
Revised Rates for Senior Citizen w.e.f. 15/07/2025 |
| 7 days to 45 days | 3.05 | 3.05 | 3.55 | 3.55 |
| 46 days to 179 days | 5.05 | 4.90 | 5.55 | 5.40 |
| 180 days to 210 days | 5.80 | 5.65 | 6.30 | 6.15 |
| 211 days to less than 1 year | 6.05 | 5.90 | 6.55 | 6.40 |
| 1 Year to less than 2 years | 6.25 | 6.25 | 6.75 | 6.75 |
| 2 years to less than 3 years | 6.45 | 6.45 | 6.95 | 6.95 |
| 3 years to less than 5 years | 6.30 | 6.30 | 6.80 | 6.80 |
| 5 years and up to 10 years | 6.05 | 6.05 | 7.05* | 7.05* |
*Including additional premium of 50 bps under ”SBI We-care”
deposit scheme.
| NON-CALLABLE TERM DEPOSIT RETAIL (From Rs.1.01 cr to less than Rs.3.00 cr) |
||||
| Tenors | General Public |
Senior Citizen |
||
| 1 Year | 0.30% above Card Rate | 6.55% | 7.05% | |
| 2 Years | 0.40% above Card Rate | 6.85% | 7.35% | |
The interest rate of specific tenor scheme of “Amrit Vrishti”(444 days) has also been revised from 6.85% to 6.60% wef 15-June-2025. Senior Citizens and Super Senior Citizens are eligible for their additional benefits in rate of interest.
SBI Patrons: An additional benefit of 10 bps is applicable for Super Senior Citizens (80 years and above) over the interest rate applicable for senior citizens. The scheme is not applicable to Recurring Deposit Scheme, Green Rupee Term Deposit, Tax Savings Scheme 2006, MODS, Capgain Scheme and Non-Callable Term Deposits.
SBI GREEN RUPEE TERM DEPOSIT is available for three specific tenors of 1111, 1777 & 2222 days, at 10 bps below Card Rate.
Last Updated On : Monday, 14-07-2025.
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Interest Rates From 01.07.2025 to 30.09.2025 as declared by the Govt. of India on 30/06/2025.
|
Instrument |
Interest Rates |
|
Senior Citizen Savings Scheme (Post Office and Banks) |
8.2 |
|
Monthly Income Account Scheme (Post Office) |
7.4 |
|
National Savings Certificate (Post Office) |
7.7 |
|
Public Provident Fund Scheme (Post Office and Banks) |
7.1 |
|
Kisan Vikas Patra (Post Office) |
7.5 (will mature in 115 months) |
|
Sukanya Samriddhi Account Scheme |
8.2 |
*No change in the Interest Rate over the previous quarter 01/04/2025 to 30/06/2025.
Click to see the Notification for latest quarter, issued by the Govt. of India 👉Interest Rates | Department of Economic Affairs | Ministry of Finance | Government of India
Very Useful Information.
Link added of the website of the Bank and Govt is a good idea and enable us to visit their site directly.
Useful, however a loss for me who depends on interest income
Useful information for planning one’s daily life income / expenses.
Good, very useful update. Thanks.