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Property Purchase Safety Tips : Legal Checks Every Indian Buyer Must Know

🔢 Introduction Buying property is a dream for many Indians, but it can quickly turn into a nightmare if the property has hidden legal issues, mortgages, or is part of a fraudulent transaction. As many buyers are purchasing immovable property for the first time, they are often unfamiliar with the intricacies, technicalities, and legal provisions […]

Essential Cybersecurity Terms : You Must Know

🌟 Introduction : In our connected digital era, cybersecurity awareness is your first line of defense. With hackers constantly innovating and threat landscapes rapidly changing, knowing key terminology isn’t just for tech professionals—it’s essential for anyone using the internet. This article presents a comprehensive and logically organized glossary of the most relevant cybersecurity terms. It […]

RBI’s Revised Guidelines on Minor Accounts – 2025 Update for Banks and Customers

The Reserve Bank of India (RBI), through its circular dated April 21, 2025, has released updated guidelines on the opening and operation of deposit accounts for minors. These changes are designed to foster early financial inclusion, promote responsible banking behavior among youth, and streamline compliance procedures for banks.The revised rules address key areas such as […]

CYBER SECURITY TIPS : PROTECT YOURSELF AND OTHERS

साइबर अपराधों से बचने के लिए कुछ महत्वपूर्ण सुझाव : मजबूत पासवर्ड का उपयोग करें : अपने सभी ऑनलाइन खातों के लिए मजबूत और अद्वितीय पासवर्ड बनाएं । पासवर्ड साझा न करें : अपने पासवर्ड किसी के साथ साझा न करें और समय-समय पर उन्हें बदलते रहें। सॉफ्टवेयर अपडेट रखें: अपने कंप्यूटर, मोबाइल और अन्य […]

New RBI Digital Lending Rules 2025 – What You Need to Know

New RBI Digital Lending Rules 2025 – What You Need to Know **Let’s be real—**digital loans have become super common. You need cash in a hurry, you pull out your phone, tap a few buttons, and boom! Loan approved in minutes. Sounds convenient, right? But with that speed has come a lot of shady stuff—random […]

Ratio Analysis: A Key Tool in Financial Analysis

    A practical, stakeholder-wise guide for Indian usage with Ind AS context. Contents Introduction Objectives of Ratio Analysis Promoter / Business Owner Company Management Bankers / Lenders Investors / Shareholders Creditors / Suppliers Analysts / Regulators Benefits Limitations (Indian Context) FAQs Conclusion Introduction Financial statements contain many figures, but understanding a company’s true health needs […]

Balance Sheet Jargon Simplified, Assets. Liabilities explained

 The financial statement of any business is like a mirror, reflecting its overall health and performance to all stakeholders. Within these statements, a range of technical terms are used, following established accounting principles, to present an accurate picture of the entity’s position. However, for someone without a background in finance, these terms can often seem […]

Know the revised Interest Rates on Fixed Deposits at State Bank of India, PPF and other Govt. Deposit Schemes

  Revision in Interest Rates on Retail Domestic Term Deposits (Below Rs. 3 crore) at State Bank of India : (Rates in % p.a) Image : Chat gpt   Tenors (Period) Existing Rates for Public w.e.f. 15/06/2025 Revised Rates for Public w.e.f.15/07/2025 Existing Rates for Senior Citizen w.e.f. 15/06/2025 Revised Rates for Senior Citizen w.e.f. 15/07/2025 […]

New Nomination Rules 2025 in Bank Deposits, Safe Deposit Articles and Lockers बैंक जमा, सुरक्षित जमा सामान और लॉकर में नए नामांकन नियम 2025

New Nomination Rules 2025 in Bank Deposits, Safe Deposit Articles and Lockers Must know for everybody and get the benefit of enhanced flexibility in this area complied by nkt Introduction of the Nomination Facility : Most of the people are having Deposit Accounts in the Banks as well as many are using the facility of […]

Search of the Owners of Unclaimed Deposits of Rs.78000 Crores by Indian Banks भारतीय बैंकों में अनक्लेमड़ पड़े ₹78,000 करोड़ के मालिकों की तलाश

समुद्र भरा है धन का, मालिक की है तलाश । पोर्टल उदगम बना है, कर लो आप भी प्रयास ।   इस ब्लॉग का उद्देश्य : भारतीय रिजर्व बैंक द्वारा अनक्लेमड़ जमाराशियों के निपटान का भगीरथ प्रयास उदगम पोर्टल : बैंकों में आपके व आपके परिवार के सदस्यों के नाम की जमाराशि, जिसको आप भूल चुके […]